The Importance of NEC in a Loan Process and Steps to Apply for the Certificate Business Opportunities The Importance of NEC in a Loan Process and Steps to Apply for the Certificate Dorothea January 28, 2019 A non-encumbrance certificate (NEC) certifies that the property that is being offered to bank as security, is... Read More Read more about The Importance of NEC in a Loan Process and Steps to Apply for the Certificate